Insurance
Liability insurance
In accordance with the Off-Road Vehicle Act, every snowmobile owner is required to carry a minimum of $1,000,000 in liability insurance. This coverage is designed to compensate for any material or bodily damage caused by your vehicle. It is mandatory for all snowmobile drivers, whether riding on or off trail.
As the official insurer of the FCMQ, Intact Insurance offers liability insurance at a preferential rate, available exclusively to FCMQ members. By purchasing your trail permit, you automatically become a member and benefit from $1,000,000 in coverage.
This insurance, included in the cost of your annual trail permit, protects each member in the event of an accident. Thanks to the strength of the FCMQ network, the cost remains highly advantageous at only $34.22.
Get $2 million in liability insurance at a very affordable price
Do you want increased protection? Quebec residents can upgrade their Intact Insurance liability coverage to $2,000,000 for only $22.00 (taxes included).
YES, I want to increase my liability insurance to $2,000,000
For more information, refer to the Summary provided with your trail permit.
Frequently Asked Questions – Intact Insurance
Would you like a paper copy of your insurance documents? Simply call 1-844-223-4156.
Eligible Refunds
Annual trail permits, antique annual (2006 and older), rental:
- Notice received within 10 days following the effective date of the insurance: refund of 100% of the amount paid.
- Notice received after the 10th day: partial refund, calculated according to the Cancellation Table attached to your F.P.Q. No. 1 insurance policy.
1 / 2 / 3 / 5 / 7-day trail permits
- Notice received before the effective date of the insurance: refund of 100% of the amount paid.
- Notice received after the effective date of the insurance: no refund.
