It is possible to purchase you trail permit without insurance, however, civil liability insurance remains mandatory for all snowmobile owners. The FCMQ has negotiated a preferential rate with Intact Insurance for you, for only $39.46 taxes included.
The law stipulates that as a snowmobile owner, you must have a 500 000$ minimum, civil liability insurance guaranteeing compensation for material and bodily damage caused by your vehicle. This insurance is mandatory for all snowmobile drivers that ride in or out-of-trails.
NOTICE: Insurance verification, administration and handling fees of $23.00 taxes included will be applied.
You must foresee a 21-day delay, for verification and validation, before receiving your trail permit.
You must go through the transactional platform to complete the process of purchasing your trail permit without insurance.
The purchase order form must be filled out completely and returned with all required documents, along with payment information. No personal cheques or money orders accepted.
For additional details, click here.
Other available options
Do you already have liability insurance for your snowmobile, or do you think you can get coverage for a better price? You have the option to purchase a trail permit without insurance. Find out more under Trail Permit – Information.
If you have already purchased your trail permit and wish to cancel the liability insurance included with it, for a refund, fill out the form provided.
ATTENTION! You have a 10-day complimentary examination period. After the first 10 days, only the portion of the insurance premium that is an overpayment can be refunded.
Be protected… and save money with liability coverage from Intact Insurance, included in the price of your trail permit!